Identity Theft is one of the fasted growing crimes in the U.S. In the time it takes you to brew a cup of coffee in the morning… a thief can steal your identity!
If you’re a victim of identity theft… restoring your name and good credit will be confusing and time-consuming. It can take weeks, months, or even a year to resolve the issue. And it can often require significant out-of-pocket expenses.
Did you know that you can add Identity Theft Coverage to your homeowners insurance policy? It’s valuable protection for your entire family and the cost is typically very affordable – on average about $25 per year.
Coverage can differ from company to company… but typcially the coverage will provide you with a hotline where you’ll have access to an experienced identity theft specialist who will walk you through the entire recovery process. In addition, the coverage will pay for expenses related to restoring your identity such as:
- Lost Wages
- Re-Filing Applications For Loans, Grants or Other Credit Instruments
- Certain Legal Fees
- Notarizing Affidavits or Other Similar Documents
- Ordering Credit Reports
- Postage, Phone, and Shipping Fees
- Child Care Costs
With Identity Theft Coverage you can have peace of mind knowing that if someone steals your identity… help is just a phone call away!
Insurance Blog - By Jennifer Wells, CISR 