It’s that time of year again for many of you to break out the leather and chrome! Before hitting the open road, you should take a few minutes to review your insurance policy. Are you getting the best price available?
There are many discounts available that you may not be aware of such as (note: discounts will vary by company):
- Homeowners Discount – Save money if you own a home or condo.
- Paid In Full Discount – Save money by paying the full year’s premium up front.
- Prior Coverage Discount – Save money for having continuous motorcycle insurance. And the higher your liability coverage, the larger the discount.
- Multi-Vehicle Discount – If you own multiple motorcycles, save money by insuring them all on the same policy.
- Motorcycle License Discount – Save money for having a valid motorcycle license.
- Multi-Policy Discount – Save money for having another in-force policy with the same company such as auto, boat, RV, snowmobile, etc.
- LoJack Device Discount – If you have comprehensive coverage on your motorcycle (which covers theft), you will save money for having a LoJack device.
- Anti-Lock Brake Discount – Save money when your motorcycle has anti-lock brakes. This one is frequently overlooked!
- Safety Course Discount – Save money when you’ve taken an approved safety course within the past 3 years.
- Motorcycle Association Discount – Save money when you belong to a motorcycle association.
When you’re out on the road, the last thing you want to worry about is whether you have the right insurance policy. Feel free to contact me for a free discount review and quote.
Insurance Blog - By Jennifer Wells, CISR 